Campaign Details and Application Conditions
Despite high housing prices and increasing loan interest rates, the opportunity to own a home is now becoming more accessible when more than one person comes together. According to the campaign details, the loan amount is calculated based on the value of the house to be purchased in the appraisal report prepared by CMB licensed appraisal companies. In addition, it is determined in accordance with the maximum loan amounts/rates determined by BRSA. A mortgage is established on the real estate subject to the loan, and additional collateral may be requested by the bank when deemed necessary. The bank also offers products such as life, housing and compulsory earthquake insurance to customers who use loans.
Joint Housing Loan Campaign: Opportunity to Own a Home
Ziraat Bank offers a special opportunity to those who want to own a home. The bank aims to support those who want to buy a house with its joint mortgage loan campaign. This campaign has been developed as a solution for people who have difficulty paying alone. Within the scope of the campaign, at least 2 and at most 5 people can come together and use loans for housing purchases.
Interest Rates and Installment Calculations
While Ziraat Bank’s current housing loan interest rate is announced as 4.29 percent, the monthly installment amount of a 1.5 million TL housing loan is calculated as 64 thousand 769 TL based on this rate. If 5 people take out this loan jointly, the monthly installment amount will be 12,953 TL.
Application Steps and Things to Consider
It is stated that those who want to benefit from the joint housing loan campaign can get detailed information by applying to Ziraat Bank branches. It is a great opportunity, especially for family members, close friends or groups who want to invest together. For Ziraat Bank’s mortgage loan campaigns and detailed information, you can visit the bank’s official website or contact the nearest branch.
